To buy


Step one: Motivation

Real estate is real: it will always have value and in the case of land does not depreciate. It might be that the value is above materialistic. You may think of buying, but then postponing, for whatever reason. While you are thinking about it, other people who had done their research and had the guts bought the property. Don’t wait to buy real estate. You are wasting valuable time and money if you start looking around without being ready to buy.

If you are from outside the country and look for a future in Québec, we can assist you with the immigration process. If you aim at running a business and setting up a company, special government programs for business immigrants will speed up the process of immigration. A different type of government programs is available to investors. In order to acquire agricultural land in Québec, just ask us for more details.


Step two: Financial resources

Your bank is not the only source to determine your financial resources. When working with an independent mortgage broker, you will be surprised how much more you can possibly do with your money. There are costs other than the property itself related to acquiring real estate and we have listed these separately for your information.


Step three: Identify properties of interest

There are more properties for sale out there than there are buyers. Big choice, big challenge! Stay focused on what you really want and what your budget allows. Especially in commercial, make sure that you have enough resources to buy inventory and run the business for at least six months. Geographical area is a big issue. If you are looking all over the place you are likely to miss out opportunities. Identify and research your preferred area for anything but real estate, before you decide to go there.


Step four: Find the property

Once you are clear about your finances and the area, you may try the internet on your own, and soon discover how confusing it can be. Having us use the internet in combination with all other sources available to our profession, will optimize the process and ensure that you get what you want. Trust us, we will find you the right property.


Step five: Make an offer

An offer in Québec is called a “Promise to purchase” (PP). It is the first step towards a legally binding contract that will eventually make you the new owner. An offer is the basis for negotiation and is usually dependent on several conditions to be fulfilled, prior to full acceptance.

The offer identifies both parties, the buyer and the seller. You will be asked to produce two pieces of identity, before we write your name and address into the offer. It sets out the proposed buying price, the date of transferal of the property to the new owner, conditions for building inspection, conditions for financing and declarations made by the seller to the buyer as to special factors affecting the property, like servitudes, water supply, zoning, certificate of location, etc. Once agreement is reached over the price and conditions such as financing and inspection are fulfilled, the PP is legally binding to both, the seller and the buyer. A note on the side concerning market value: The municipal evaluation on the listing does not reflect the market value of a property but is a measure for the municipality to determine the taxes.
Pre-approval of your ability to finance, issued by a financial institution, or a recent bank statement if you do not require a mortgage, is a pre-requisite in any serious offer.


Step six: The transfer of property to your name

In order for the title deed to be transferred to your name, the seller and the buyer in Québec have the transaction notarized. Title insurance is not common in Québec, since the system of notarizing real estate transactions usually provides for sufficient security. Mortgages are also notarized in Québec. The notary is usually chosen by the buyer. If you are new to the area, and don’t know anybody to go to, we will recommend a notary. A minimum of 14 days notice before the actual date is required for the notary to read and verify all the documents and prepare the new title deeds. At the set date you and your broker will meet at the notary’s office. For about 30 minutes, the notary  will walk you through the different financial adjustments that he made with respect to taxes and other accounts and detail the individual costs of the entire process. For example all prior debts and mortgages on the property you are buying will all have been cancelled at the cost of the seller, and you acquire the property fresh and free of any debts. After all documents are signed, the deeds and keys will be handed over to you!

Call today for more information: +1-514-457-6729
 

Réseau immobilier Domaines Québec Estates      1-866-456-8853 Plan du site

Domaines Québec Estates is a real estate company that specializes in the sale and acquisition of private domains, land, farms and hobby farms in Quebec. Moreover we represent residential and commercial properties. We engage in transactions of out-of-the ordinary real estate and help buyers and sellers find their match. We do business in the Greater Montreal and Ottawa regions, including real estate in the Montérégie, Laurentians, Estrie and Outaouais regions. With over five years experience in real estate, including transactions of large commercial and agricultural properties, our ever expanding client base is the best reference for real estate in the Greater Montreal and Outaouais regions. In addition to ordinary Canadians looking for a new home, satisfied clients of Domaines Quebec Estates were coming from Europe, France, Switzerland, Belgium, Germany and the Czech Republic to build a new existence in Quebec. Whether you want to buy a house in Montreal in the West island, in Pointe-Claire, Beaconsfield, Baie-d’Urfe, Senneville or Sainte-Anne-de-Bellevue, or whether you want to sell real estate in Papineau, Gatineau or the Pontiac, you are at the right address. We offer waterfront properties, rural residences, profitable businesses, land and farms, cottages as well as luxury condos in the Greater Montreal and Ouatouais regions and are well acquainted with Quebec laws and customs. We know that high visibility on the internet is key to marketing real estate and we ensure adequate high quality publicity of your real estate for sale.

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